Tame messy spreadsheets. Trust your TIVs.
SOV Processing Agent
SOVs are foundational but also frustrating. The SOV Processing Agent turns sprawling, inconsistent property schedules into structured, enriched, and audit-ready datasets, so you can price, model, and reinsure with confidence.
Hidden Risk in Every Row
SOVs come in every format imaginable – multi-tab Excel files, inconsistent column widths, and missing fields. Underwriters and cat modelers are left manually combing through data to piece together accurate Total Insured Values (TIVs) under tight deadlines.
This isn’t just inefficient. It’s dangerous.
Corrupted SOV data leads to poor pricing, flawed modeling, and exposure that only becomes apparent after it’s too late.
Meet Your SOV Processing Agent
Built by specialty lines underwriters and risk engineers, our AI Agent understands the nuances of SOVs like a seasoned analyst. It’s trained on thousands of SOV formats and property schedules from real accounts and gets smarter with every document it sees.
SOV Processing Agent is more than spreadsheet automation. It’s intelligent, insurance-native analysis at scale.
Augments risk profiles with 3rd-party property data in real time
Detects structural inconsistencies that others miss
Verifies and validates TIVs across rows, tabs, and roll-ups
Flags gaps, duplicates, and suspicious values
What It Does
Intelligent Parsing
Breaks down complex SOVs into clean, structured data, even across multiple tabs or formats. |
Automated TIV Verification
Validates values, catches outliers, and flags anomalies before they impact pricing or modeling. |
External Data Enrichment
Pulls in geo, occupancy, construction, and valuation data to complete missing fields and build stronger risk profiles. |
What You Can Expect
Increased pricing confidence and faster quote readiness
98 %+ accuracy in processed SOV data
40–50% faster cat modeling inputs
Fewer reinsurance miscalculations and coverage gaps
Industry Snapshot
A national insurer writing high-volume CAT-exposed property risks used the SOV Processing Agent to cleanse and validate hundreds of complex schedules ahead of renewal season.
Within two weeks, the team achieved 95% accuracy, reduced manual review time by 60%, and gained confidence in the accuracy of their reinsurance modeling.
“Bound AI brought unprecedented accuracy to our SOV process, significantly reducing underwriting risk and improving the accuracy of our reinsurance modeling.” – Risk Officer, National Insurer
Clean, verified SOVs – no more chaotic spreadsheets. See how AI can power better pricing, modeling, and reinsurance.
